Despite a national slow down on residential development, this is not mirrored by the endeavours of the community sector where new community buildings, sports facilities, extensions to existing centres, as well the redevelopment of old ones feature extensively. Groups are also using the funds to bridge grant aid, complete social housing projects, and restructure existing bank debt where monthly repayments are exposed to increases via future interest rate changes or to eradicate the need for personal guarantees as security on borrowings.